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PCI compliance is mandatory for secure credit card transactions. The PCI Security Standards Council manages these standards, which include technical and operational requirements for businesses to protect credit card data provided by cardholders during processing transactions.

Athena-Dfenz has extensive experience in facilitating clients with PCI scoping to ensure that all system components are accurately scoped and included in the assessment We provide expert guidance to help you achieve compliance with PCI standards.


The requirements set forth by the PCI SSC are both operational and technical, and the core focus of these rules is always to protect cardholder data.


The 12 requirements of PCI DSS are:

  1. Install and maintain a firewall configuration to protect cardholder data

  2. Do not use vendor-supplied defaults for system passwords and other security parameters

  3. Protect stored cardholder data

  4. Encrypt transmission of cardholder data across open, public networks

  5. Use and regularly update anti-virus software or programs

  6. Develop and maintain secure systems and applications

  7. Restrict access to cardholder data by business need to know

  8. Assign a unique ID to each person with computer access

  9. Restrict physical access to cardholder data

  10. Track and monitor all access to network resources and cardholder data

  11. Regularly test security systems and processes

  12. Maintain a policy that addresses information security for all personnel

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